Personal finance, simplified

Stop guessing.
Start balancing.

Know exactly what leaves your account each pay period. Track recurring bills, acknowledge what's overdue, and watch your balance in real time.

Current balance

$1,247.50

Pay period

Mar 1 – Mar 14

Rent
-$850.00
Electric
-$124.50
Internet
-$79.99

Four steps. Zero surprises.

A simple workflow that keeps you ahead of every bill.

01

Set your period & starting amount.

Tell Simple Budget Control+ when you get paid and how much hits your account. Everything flows from that anchor date.

Pay cycle length

14 days

Anchor date

March 1, 2026

Starting balance

$2,450.00
02

Browse by section.

Group your bills into sections—Recurring, Credit Cards, Loans, or whatever makes sense for you. Each section shows its own running total.

Recurring 8 items
$1,247.50
Credit Cards 3 items
$485.00
Loans 2 items
$718.00
03

Acknowledge. Then pay.

When a bill is overdue, Simple Budget Control+ highlights it in orange. Acknowledge it first, then mark it paid. Your balance updates instantly.

Internet overdue
-$79.99
Electric
-$124.50
04

Watch the patterns emerge.

Over time, Simple Budget Control+ tracks your spending history. See trends, spot anomalies, and make better decisions with your money.

Balance trend

6 mo ago now

Built for people who actually pay bills.

No gimmicks. No bank connections. Just a clean way to know where your money goes.

Auto-generated entries

Set a recurrence rule and SBC+ creates entries for each pay period automatically.

Overdue acknowledgment

Bills past due get flagged. You acknowledge them before marking paid—no surprises.

Custom sections

Organize bills your way. Recurring, Credit Cards, Loans—or whatever categories make sense.

Tag system

Categorize items with tags. Set monthly limits and track spending by category.

Trend charts

See how your balance changes across pay periods. Spot patterns and plan ahead.

No bank connection

Your financial data stays yours. No third-party aggregators. No scraping. Just you.

Ready to actually know
where it goes?

Free to use. No credit card. No bank connection. Just clarity.

Start for free